Welcome to Our Financing Department

Welcome to Santa Cruz Subaru's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

Start Your Application

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Fast Subaru Motors Finance Approval in Santa Cruz

Auto loans, trade in values, interest rates, insurance, taxes, registration - it can all be overwhelming, unless you shop at Santa Cruz Subaru. We don't believe it should be hard to buy a Subaru in Santa Cruz. That's why our Subaru Motors finance center prides itself on making the whole process stress-free. Take a look below at some of the things one of the top-notch Santa Cruz Subaru dealers can do for you.

Start from the Comfort of Home

The easiest way to buy a Subaru in Santa Cruz begins before you even set foot on our lot. Just fill out our online form and quickly get pre-approved for financing. You can also value your trade. Bring your approval with you, pick out the perfect car for your Capitola commute, and you're good to go!

Guaranteed Trade-In Value

One of the advantages of shopping at Santa Cruz Subaru dealers is a program called the Guaranteed Trade-In Program. When you buy a Subaru in Santa Cruz or anywhere else, the manufacturer guarantees that vehicle's trade-in value when the next model year comes out. Our Subaru Motors finance department can help you see if your vehicle qualifies.

Subaru TradeUp Advantage Program

Another benefit of shopping at Santa Cruz Subaru dealers for your next vehicle is the TradeUp Advantage Program. Subaru owners who want to upgrade to a newer vehicle are provided generous offers customized specifically for them. Ask our Subaru Motors finance department if you qualify.

Our Subaru Motors Finance Department is Here to Help

Drop by Santa Cruz Subaru to find out why folks come from San Jose, Scotts Valley, and beyond to get a great deal. Our finance department takes the hassle out of qualifying for your next car. While you're here, why not check out our offers and incentives? We're here to help, so stop in or contact us today!

Santa Cruz Subaru

4100 Auto Plaza Drive
Directions Capitola, CA 95010

  • Sales: 831-319-5726
  • Service: 831-319-5581
  • Parts: 831-731-1169


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 8:00pm
  • Sunday 10:00am - 7:00pm