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4100 Auto Plaza Dr, Capitola, CA, 95010

Service Now, Pay Later with Affirm

Subaru parked by a lake with roof bike rack.  Two people with bikes nearby.  Affirm logo.

Rates as low as 0% APR* | No fees | Easy monthly payments | No hard credit checks | Quick application

Repair bills shouldn’t hold you back from your next adventure. That’s why we’ve partnered with Affirm, so you can get the service your Subaru needs now, while paying over time.

Get started today in 3 simple steps!

1. Text 402953 to 58083, then follow the link to begin.**

2. Create an account to prequalify, then choose your payment plan.

3. Get a virtual card, and show it to the cashier to pay.

Get Started

Dealership Info

Phone Numbers:Sales Hours:Special Hours
  • Labor Day Hours10:00 AM - 7:00 PM
Regular Hours
  • Mon - Sat9:00 AM - 8:00 PM
  • Sun10:00 AM - 7:00 PM
Service Hours:Special Hours
  • Labor Day HoursClosed
Regular Hours
  • Mon - Fri7:30 AM - 5:30 PM
  • Sat7:30 AM - 4:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:30 AM - 5:30 PM
  • Sat7:30 AM - 4:00 PM
  • SunClosed

Service Amenities

Not only do we provide expert Subaru care, we are proud to offer these added benefits that make us different than the rest:

  • Free car wash upon request
  • Free local shuttle service
  • Loaner bicycles to enjoy a ride to the beach
  • State-of-the-art guest lounge and Wi-Fi bar
  • Individually packaged healthy snacks and coffee
  • Dog park and picnic benches

*Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

**Message and data rates apply.

Contact Us
Santa Cruz Subaru 36.9816761, -121.9655413.